Were You Injured in a Car Accident With an Uninsured Driver?
Washington state has one of the highest percentages of uninsured drivers in the nation: around 20 percent of drivers are uninsured despite laws requiring every driver to carry liability insurance.
Even if a driver does have liability insurance, many carry only the bare minimum, which is $25,000. A serious injury could easily cost more than $1 million over a lifetime.
When you are hit by an underinsured or uninsured driver, two things will happen:
- You may learn that you do (or don’t) have uninsured and underinsured motorist coverage. This is not mandatory in Washington state, so you may not have it.
- Your insurance company quickly becomes your adversary. That’s because your own insurance company may have to pay money and it simply does not want to do that.
Seattle Lawyers for Accident Claims Involving Uninsured Drivers
Attorney Matthew D. Dubin represents people injured in car, truck and motorcycle accidents in the greater Seattle – Puget Sound area. His primary objective is to protect your right to full and fair financial compensation by ensuring that your insurance company fulfills its obligations for underinsured or uninsured motorist claims. If your insurer refuses to pay your insurance claims, he will take them to trial or arbitration.
PIP Versus UM/UIM Coverage
Personal Injury Protection (PIP) and Uninsured and Underinsured Motorist Coverage (UM/UIM) cover YOU when you are injured by someone else. While Washington state law does not require you to carry PIP or UM/UIM coverage, it is extremely important.
- PIP is no-fault insurance. Even if you caused the accident, it will cover your treatment.
- With Uninsured or Underinsured Motorist Coverage, your lawyer must prove that the accident was caused by the other party, as well as prove the extent of your injuries. If successful, your treatment costs will be fully covered.
Please note, there are specific procedures that must be followed when bringing an uninsured or underinsured motorist claim. If you fail to follow them, you could lose your right to collect on underinsured or uninsured motorist coverage altogether.
Don’t Put Up With Unfair Treatment From the Insurance Company. Contact Our Firm Today!
If you are receiving unfair treatment from an insurance company after a car, truck or motorcycle accident, attorney Matthew D. Dubin will fight for you. Contact our Seattle law office at 206-462-4428 to learn more. We offer a free consultation and collect no attorney fees unless we recover compensation.