Dreaming of a breezy bike commute but worried about road safety? You’re not alone. While cycling offers freedom and fitness, the fear of accidents can be a major deterrent. But before you hang up your helmet, take a deep breath! Knowing what to do after a bike accident can empower you and protect your rights.
Here are some of the most important thing you should do after a bicycle accident.
Stay calm, check yourself (and your bike)
First things first: safety first! If you’re injured, prioritize medical attention. Even if you feel okay, get checked out. Adrenaline can mask injuries, and early diagnosis is crucial. Next, assess your bike for damage. Document everything with photos and videos if possible.
Secure the scene and gather evidence
Call the police immediately. While waiting, exchange information with the other driver(s) involved, including names, insurance details, and witness contacts. If possible, note down license plate numbers and car descriptions. Don’t forget to document the scene– take pictures of the accident location, skid marks, and any damage.
Seek legal counsel; don’t settle in a rush
Accidents can be overwhelming, and insurance companies might pressure you to settle quickly. Don’t fall for it! Consulting a lawyer experienced in bicycle accidents is your best bet. They understand the nuances of cycling laws, negotiate effectively for fair compensation, and ensure you know your rights every step of the way.
Know your rights and insurance coverage
Understanding your rights as a cyclist empowers you. Depending on the situation, you might be entitled to compensation for medical bills, lost wages, pain and suffering, and even bike repairs. Familiarize yourself with your own insurance policy as well, particularly its coverage for personal injury and property damage.
Prioritize safety – today and tomorrow
While legal aspects are crucial, don’t neglect your physical and mental well-being. Seek medical attention as needed, and prioritize rest and recovery. If the accident has shaken your confidence, consider cycling safety courses or finding safer routes with dedicated bike lanes. Remember, your well-being matters most!
Bonus tip: Consider investing in a helmet camera. The footage can be invaluable evidence in case of an accident.
By following these steps and remembering that you’re not alone, you can confidently navigate the aftermath of a bicycle accident.