As part of my continuing mission to education people about car insurance, motor vehicle accidents, and the civil litigation system, I recently started doing live video FAQs every Friday. We typically announce the event on Wednesday on our Seattle and Everett Facebook pages, and we seek questions for me to address during the video.
I don't usually use this blog to make personal appeals for help, but this time I feel I have to. Last Wednesday, April 26, my friend Mary Sabetto was driving southbound on I-5 heading toward Tacoma, when a tree fell across the road, crushing her Prius and causing serious injuries. Check out the horrifying dashcam footage.
What do you do when your car has been damaged in an accident and you need to get around. Whether your car is a total loss or whether it can be repaired, you still need some alternative method of transportation while you are without a vehicle. If the wreck was caused by the other driver, they are responsible to provide you a rental car while your car is in the shop or until your total loss claim is resolved, but what if they don't have insurance? Even if they do have insurance, their insurance company may choose to engage in a lengthy investigation on liability, delaying any payments. But you need a car now. What can you do?
As a border state, Washington has a high level of interaction with British Columbia, Canada. Canadian trucking companies routinely travel on Washington highways, and Canadian drivers come to Washington for recreation and business. But Canadian laws regarding liability and car insurance are very different than Washington laws. What happens when you are hit by a Canadian driver here in Washington? And what happens if you are a visiting Canadian hit by a Washington driver? Who can help you?
By guest blogger Joseph Hunton, CHP/LMP:
The other day, as I was driving home from work I had an encounter I want to share with you. I was driving on Interstate 5 in the left lane, but I was approaching my exit, so I engaged my turn signal and began to merge to the middle lane. Shortly after I started changing lanes, a guy from the right lane also began to merge into the center lane. He was gonna hit me, so I laid on my horn and slowed down. He continued to merge in front of me, and once he was ahead of me in the center lane, he stuck his hand out the window and flipped me off.