On Sunday morning, three people were injured when a can of Pam cooking spray fell into a deep fryer causing an explosion at the Speedway Café in Mukilteo. The injured patrons were transported to Harborview Medical Center in Seattle for treatment, and their condition remains unknown. The restaurant remains closed today, and a sign on the door indicates it will reopen on Tuesday.
There are several legal issues involved when a customer of a business is injured on the business premises. The first question involves who will pay the accident-related medical bills. Most businesses carry or medical payments coverage. This is a no-fault coverage that pays a certain amount of medical bills. As a no-fault coverage, the only thing the injured person needs to show is that the injury took place on the business property. However, coverage usually has relatively low limits. Once those limits are exhausted, the injured person will have to look to his health insurance for coverage.
Ultimately, in order to get a recovery from the business for medical bills, lost income, and pain and suffering, the injured person will have to prove negligence on the part of the business. Generally, a business owes the highest duty of care to its customers. This means it has to affirmatively take steps to protect its customers from all risks of injury.
If you or someone you know has been injured while patronizing a business, the business insurance will not tell you your rights. You need an experienced lawyer on your side to make sure you get what the law says you are entitled to. Trying to handle a claim like this by yourself is likely to make a bad situation worse.
For questions on injuries at businesses or any other kind of injury claim, give us a call. We’d love to hear from you.