Auto insurance rates high despite low fatal crash ranking

Statistics show a worrying rise in fatal motor vehicle accidents across the nation over the past couple years. However, according to research from the U.S. Department of Transportation, Washington ranks low in the categories of fatal crashes and traffic accident deaths. fatal crashes.

According to the DOT, Washington saw 1.04 deaths per 100 million vehicle miles traveled in 2020, suggesting it was one of the safer states for motorists that year. Oregon marked 1.57 deaths per 100 million vehicle miles traveled in 2020. Many states were much higher. South Carolina experienced 1.97 deaths per 100 million vehicle miles traveled.

Younger drivers pay highest rates  

These important statistics have relevance not only for the safety of residents in Washington but also for the rates of insurance. Safe motor vehicle operation benefits all drivers in a region, regardless of demographic.

As a percentage, Washington does not rank near the top for fatal car crashes for any of the reasons studied. Insurers assess costs, in part, on multiple risks applied to a large group. As a result, drivers in Seattle pay a higher annual rate for auto insurance – $1,665 – than both the statewide and national averages. Drivers between 50 and 60 pay the lowest at $1,467. Not surprisingly, teenagers and those between 20 and 30 pay the highest rates, at $7,460 and $2,250 a year, respectively.

A fatal car crash leaves scars on all survivors and family members. One reckless or irresponsible driver places even the most cautious drivers at risk for the worst possible result. Secondarily, costs associated with unsafe driving impact everyone within a specific region eventually. A law firm that focuses its attention on personal injuries relating to motor vehicle accidents can help you understand your options.

Matthew D. Dubin

Matt Dubin has spent more than 20 years honing his skills as one of the top personal injury lawyers in the State of Washington. In his career, Matt has focused on protecting consumers from dangerous household products, medical mistakes, roadway accidents, and many other causes of injury. Matt has recovered nearly $20 million on behalf of his clients.

Education

• University of Washington School of Law, Seattle, Washington – J.D.
• Yale University, New Haven, Connecticut – B.A.

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